Unlock Investment Property Financing with DSCR Loans

Get approved for investment property loans without income verification. Fast, flexible financing based on your property's cash flow potential.

No income verification required
Approval in as little as 10 days
Finance multiple properties
Competitive rates starting at 5.749%

Quick DSCR Check

$4,500
Monthly Rent
$3,200
Monthly Payment
1.41
DSCR Ratio
✓ Qualifies for financing
Try Full Calculator

Calculate Your DSCR Ratio

Determine if your investment property qualifies for DSCR financing. A ratio of 1.2 or higher typically qualifies for approval.

DSCR Calculator
Enter your property details to calculate the Debt Service Coverage Ratio

Property taxes, insurance, maintenance, etc.

Principal, interest, taxes, insurance

Your DSCR Ratio
0.00
Enter values to calculate

DSCR = Net Operating Income ÷ Total Debt Service. Most lenders require a minimum ratio of 1.2.

Why Choose DSCR Loans?

DSCR loans offer unique advantages for real estate investors looking to expand their portfolio quickly and efficiently.

No Income Verification
Qualify based on property cash flow, not personal income. Perfect for self-employed investors.
Fast Approval
Get approved in as little as 10 days with streamlined documentation and quick processing.
Multiple Properties
Finance up to 10 investment properties with no seasoning requirements on cash-out refinances.
Competitive Rates
Access competitive interest rates starting at 7.5% with flexible terms up to 30 years.

How It Works

Our streamlined process makes it easy to get the financing you need for your investment properties.

1

Calculate DSCR

Use our calculator to determine if your property qualifies based on rental income and expenses.

2

Pre-qualify

Submit basic information to get pre-qualified and understand your loan options.

3

Submit Docs

Provide property documents, rent rolls, and basic financial information.

4

Get Approved

Receive approval in as little as 10 days with competitive terms and rates.

5

Close

Complete the closing process and access funds to grow your investment portfolio.

What Our Clients Say

Hear from real estate investors who have successfully grown their portfolios with DSCR loans.

"DSCR loans have been a game-changer for my investment strategy. I was able to finance 3 properties in 6 months without the hassle of income verification."
Sarah Johnson
Real Estate Investor
Austin, TX
Licensed Lender
NMLS Licensed
A+ Rating
Better Business Bureau
1000+ Investors
Successfully Funded
10+ Years
Industry Experience

Frequently Asked Questions

Get answers to the most common questions about DSCR loans and our lending process

Everything You Need to Know

Ready to Grow Your Investment Portfolio?

Get started with a free DSCR calculation and discover how much you can borrow for your next investment property. Our team of experts is ready to help you secure the financing you need.

No obligation • Free consultation • Quick response