Disclaimer

General Disclaimer

The information contained on this website is provided for general informational and educational purposes only. While we strive to keep the information up to date and accurate, DSCR Loans makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.

Not Financial Advice

The content on this website, including but not limited to loan information, DSCR calculations, rate quotes, and educational articles, does not constitute financial, investment, legal, or tax advice. Every financial situation is unique, and you should consult with qualified professionals such as financial advisors, attorneys, and tax professionals before making any financial decisions. DSCR Loans is not a licensed financial advisor.

Loan Terms and Rates

All loan terms, interest rates, and conditions displayed on this website are subject to change without notice and are based on various factors including:

• Current market conditions
• Individual borrower qualifications
• Property type and location
• Loan amount and down payment
• Credit history and score
• Debt service coverage ratio

Rates and terms shown are for illustrative purposes only and do not constitute a loan offer or commitment. Actual rates and terms will be determined upon full application review and underwriting.

Calculator Disclaimer

The DSCR calculator and other financial tools on our website are provided for educational purposes only. Results are estimates based on the information you input and standard calculation methods. These tools do not account for all factors that may affect your actual loan qualification, terms, or property cash flow. Do not rely solely on calculator results when making investment decisions.

No Guarantee of Approval

Pre-qualification, pre-approval, or any preliminary assessment provided through our website does not guarantee final loan approval. All loans are subject to credit approval, property appraisal, underwriting requirements, and other conditions. DSCR Loans reserves the right to decline any application that does not meet our lending criteria or the criteria of our lending partners.

Third-Party Content

Our website may contain links to third-party websites, content, or resources. These links are provided for convenience only, and DSCR Loans does not endorse, guarantee, or assume responsibility for the content, products, or services offered by third parties. We have no control over the nature, content, or availability of external sites.

Investment Property Risks

Real estate investment involves significant risks, including but not limited to:

• Market fluctuations and property value decline
• Vacancy and rental income loss
• Unexpected maintenance and repair costs
• Changes in local laws and regulations
• Interest rate increases (for adjustable-rate loans)
• Natural disasters and property damage
• Tenant-related issues

Past performance is not indicative of future results. You should carefully evaluate the risks before making any investment decision.

Licensing and Regulatory Information

DSCR Loans operates as a mortgage broker and is licensed to conduct business in applicable states. Our NMLS ID is [NMLS NUMBER]. Not all products and services are available in all states. Licensing information and restrictions may apply. Please contact us to verify availability in your state.

Equal Housing Opportunity

DSCR Loans is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, or any other protected class in accordance with the Fair Housing Act and other applicable laws.

Limitation of Liability

To the fullest extent permitted by law, DSCR Loans shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of our website or services.

Contact Us

If you have any questions about this disclaimer or our services, please contact us: