A licensed broker for real estate investors
DSCRLoan.Loan is operated by Loan Daddy LLC, an Arizona Limited Liability Company. We are a mortgage broker — not a lender — specializing in business-purpose DSCR loans on non-owner-occupied investment property. Loans are funded by authorized wholesale lender partners.
Stephen Robert Mannenbach, J.D., M.B.A., serves as Managing Member & CEO of Loan Daddy LLC. He is an Arizona licensed real estate salesperson.
Licensing & Structure
Our Story
Built by real estate operators, structured as a licensed broker
Why Loan Daddy LLC exists
Loan Daddy LLC was founded in 2024 as an Arizona Limited Liability Company to source business-purpose DSCR financing for real estate investors.
Our view: investment property financing should be evaluated based on the property's cash flow, not the borrower's W-2 or tax returns. That view shapes how we package and submit every file.
How we operate
We are a mortgage broker. We do not make credit decisions or fund loans in our own name. After intake, we route qualified scenarios to wholesale lending partners for underwriting and funding.
This structure keeps borrowers aligned with the lender's own terms, disclosures, underwriting, and compliance framework, while Loan Daddy LLC focuses on file packaging and scenario fit.
Licensing posture
Loan Daddy LLC is registered with the Nationwide Multistate Licensing System (Company NMLS #2827624) and holds the AZ Commercial Mortgage Broker License #CMB-2016143. A California Finance Lenders (CFL) application is currently pending before the California Department of Financial Protection and Innovation (DFPI).
For the full licensing breakdown, see our Licensing page.
Our Values
The principles that guide everything we do and shape how we serve our clients
Every scenario review is built around real estate investor goals, property cash flow, and practical documentation needs.
We collect the right scenario details up front so wholesale-lender review can move efficiently without implying an approval timeline.
We focus on clear broker communication, lender-review context, and written disclosures throughout the loan process.
Loan Daddy LLC is a broker, not a lender. Our role is to help real estate investors compare available wholesale-lender options.
About Loan Daddy LLC
Arizona-licensed business-purpose real estate investor loan broker.
Stephen Robert Mannenbach, J.D., M.B.A., serves as Managing Member & CEO of Loan Daddy LLC, an Arizona LLC formed March 6, 2024. He is an Arizona licensed real estate salesperson. Loan Daddy LLC is a business-purpose real estate investor loan broker (Company NMLS #2827624; AZ CMB CMB-2016143; California Financing Law Finance Broker license application pending). Loan Daddy LLC arranges commercial/business-purpose loans through authorized wholesale lender partners and does not make, fund, underwrite, approve, or deny loans.